A home budget that shows plan vs actual (and where money goes)

Not just transactions. Get plan vs actual, categories, accounts and alerts — connected to goals, projects and loans.

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Plan vs actual without chaos

See quickly if the month is on track and which categories grow.

Decision context

The same expense can feed budget, project and goal — without duplicating data.

Alerts and risk view

Low balance, large transactions and runway alerts help you react early.

How it works

1) Set the baseline

Add accounts and transactions to get a clean monthly view.

2) Add budgets and categories

Budgets create a reference point for everyday decisions.

3) Connect goals/projects (optional)

Once the budget is under control, connect goals and larger projects.

Your finances stay with you

Install the application locally on an MS Windows 11 computer. The database containing your budget, transactions, goals and investments stays on your device — the operator does not store it on its servers.

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FAQ — home budget

Do I need to enter everything manually?

You can start simple and gradually add data. The core value is plan vs actual and categories within minutes.

Can we manage it together (couple/family)?

Yes. One local installation can contain multiple users with Edit or Read-only roles.

How do categories and limits work?

Categories organise spending, limits set monthly boundaries, and plan vs actual highlights deviations.

What alerts are available?

Most common: low balance, large transaction, category overrun.

Where is budget data stored?

Your financial database is stored locally on your computer, not on the operator’s servers.

Related pages

If you want something more specific, check these:

Extra payments

If you have a loan — see extra payments impact.

Open

Financial goals

Goals updated automatically from accounts/portfolios.

Open

Home projects

Renovation, travel, moving — budget + tasks + status.

Open
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